Car Accident Check List

Let’s face it, when a car accident happens we are too nervous to think thoroughly what we need to do, ask and gather. You are worried about yourself, your passengers, the car, and the other car or passengers. You might get home after the accident and forgotten to ask for very important information that you…

How to Deal with Road Rage

Road rage is a serious problem even to the most nicer of drivers. Statistically, you are either a victim or a perpetrator of bad behavior on the road every day. There are many scenarios were you can tell is a driver that has road rage. From weaving in and out of traffic to get ahead,…

Do You Have Under-Insured Motorist?

So, let’s assume you got into a car accident which was NOT your fault, you then file a claim with the at-fault driver’s car insurance company. In some cases, the at-fault driver’s insurance is enough to cover your damages BUT in other cases the at-fault driver DOESN’T HAVE ENOUGH insurance. This scenario happens more frequently…

What determines your car insurance rate?

The following are just a few rating factors that insurers use to calculate an insurance rate: Type of Vehicle – The make and model of your vehicle will affect your premium calculation. High powered cars, luxury vehicles, and vehicles that are seen as “high target” may command a higher insurance premium than less expensive and…

Learn Business Insurance

There are multiple types of business insurance you can obtain for your company, your employees, and your company property. Many businesses in different states may require specific insurance, certifications, licenses, or permits. When calling around for insurance rates, below are some of the main types of coverage you can look for. General Liability This will…